Consumer Law
PROTECTING YOU FROM UNFAIR PRACTICES
At Skeldon Law, we believe fairness, transparency, and respect should guide every transaction. Unfortunately, not every company follows those principles, and that’s where we step in.
We represent individuals who have been misled, harassed, or financially harmed by unfair business practices, ensuring that everyday people have the same access to justice as large corporations and banks.
Businesses have a legal obligation to deal honestly with customers. When they don’t, Ohio and federal law provide remedies. The Ohio Consumer Sales Practices Act (OCSPA) and the Federal Trade Commission Act both protect you when businesses engage in deception or fraud.
If you purchased something that wasn’t what you were promised or found charges you never agreed to, these laws may give you the right to recover your losses.
STANDING UP FOR WHAT’S RIGHT
Whether it’s defective electronics, faulty home repairs, or hidden fees, you have rights as a consumer.
If a business sold you something that doesn’t work or caused harm, Skeldon Law can help you explore your legal options and seek the justice you deserve.
If you believe you’ve been treated unfairly by a business, don’t stay silent. We’re here to help you understand your rights and hold companies accountable.
Contact Skeldon Law
If you believe you’ve been treated unfairly by a business, don’t stay silent.
We’re here to help you understand your rights and hold companies accountable.
Schedule a Free Consultation
Call or Text: 567.600.6898
Email: info@skeldonlaw.com
FORMS OF CONSUMER LAW
Consumer law protects you from fraudulent, deceptive, and unfair business practices. These include defective products, false advertising, predatory lending, and misleading sales tactics.
The goal is simple: to ensure that consumers are treated fairly and honestly by businesses, financial institutions, and service providers.
Both federal and state governments enforce these protections through the Federal Trade Commission (FTC) and the Ohio Revised Code, giving consumers the right to challenge companies that break the law.
Unfair or Deceptive Business Practices
Unfair or deceptive business practices occur when companies mislead consumers, hide the truth, or use pressure tactics that result in unexpected costs or broken promises.
Hidden Fees and Surprise Charges
Unauthorized add-ons, undisclosed costs, or charges that weren’t part of your original agreement.
False Advertising and Misleading Claims
Products or services that don’t match what was advertised or promised, such as electronics, appliances, or goods that fail to perform as represented.
Bait-and-Switch Tactics
Being shown one offer, only to find the actual terms are significantly different.
High-Pressure Sales Tactics
Aggressive methods that prevent you from making an informed decision.
Contract Manipulation
Fine print that contradicts verbal promises or terms that change without your knowledge.
Defective Products or Services
When products are unsafe or services fall short of what was promised, consumers shouldn’t be left paying the price. Companies have a legal responsibility to deliver safe products and perform work that meets reasonable standards.
Unsafe or Dangerous Products
Items that pose health or safety risks due to design flaws, manufacturing defects, or inadequate warnings.
Breach of Warranty
When a company refuses to honor written or implied warranties on a product or service.
Faulty Home Improvements or Contractor Work
Substandard repairs, incomplete projects, or workmanship that fails to meet industry standards.
Service Failures
Companies that accept payment but fail to deliver the service promised.
Auto Dealer and Finance Fraud
Buying a vehicle should not involve hidden terms, altered documents, or pressure to accept a worse deal after you’ve signed. When dealers cross that line, the law provides remedies for consumers who were deceived.
Misrepresentation of Vehicle Condition
Concealing accident history, odometer rollback, or undisclosed mechanical problems.
Yo-Yo Financing (Spot Delivery Scams)
Driving off the lot, only to be called back days later and told your financing “fell through,” with pressure to pay more or accept new terms.
Unauthorized Dealer Add-Ons
Adding warranties, insurance products, or accessories to your contract without your consent.
Predatory Lending Practices
Charging inflated interest rates, offering unfair terms, or targeting vulnerable borrowers.
Title Issues
Selling salvage or flood-damaged vehicles without proper disclosure.
Document Alterations
Changing paperwork after you’ve signed the contract.
Ohio’s Motor Vehicle Sales Integrity Act and Federal Truth-in-Lending laws protect car buyers from these practices.
